National Health Insurance Levy Uncapped: The Game Changer    

Positive Outcomes The Ministry of Finance regular release of substantial funds to the NHIA Executive Management is increasingly clearing the historic claims arrears backlog, making consistent and prompt claims payments, restoring public confidence in the NHIS, increasing the active population coverage, strengthening the synergy between the NHIA and the credentialed service providers, reducing illegal charges, mitigating the donor funding deficit, partly funding a bigger portion of the Free Primary HealthCare and the Ghana Medical Trust Fund (Mahama Cares) programmes.

Uncapping the National Health Insurance Levy (NHIL) was the wisest decision and a major step towards strengthening the NHIS, which serves as Ghana’s primary vehicle for attaining Universal Health Coverage (UHC), embedded in the Sustainable Development Goal 3 of ensuring good health and the well-being of all.

Fortunately, the timely uncapped National Health Insurance Levy (NHIL) injected billions of additional domestic revenue into Ghana’s healthcare system, expanding the National Health Insurance Authority’s (NHIA) financial capacity to mitigate the negative impact of the external donor funding gaps and meet vital co-financing obligations, including the Global Alliance for Vaccines and Immunisation (GAVI) commitments.