Rates · Converters · Calculators
Money in Ghana
Live cedi exchange rates plus the calculators Ghanaians reach for daily: loans, savings, trip fuel and MoMo charges.
Rates live · updated Mon, 05 Oct 2026 00:02:31 +0000
Cedi rates today
$
₵11.62
USD
US Dollar
€
₵13.07
EUR
Euro
£
₵15.37
GBP
British Pound
¥
₵1.73
CNY
Chinese Yuan
R
₵0.70
ZAR
SA Rand
₦
₵0.87
100 NGN
Nigerian Naira
Mid-market reference rates in Ghana cedis. Verify large transfers with the Bank of Ghana daily rates .
Calculators
Live mid-market rates
Currency converter
1 USD = GH₵11.62
Mid-market rates, updated Mon, 05 Oct 2026 00:02:31 +0000. Banks & forex bureaus add their margin.
Mobile money
MoMo charge checker
Defaults match common wallet pricing — confirm with your network. The e-levy was scrapped in 2025, so levy defaults to 0%.
Borrowing
Loan calculator
Reducing-balance estimate before fees & insurance — confirm with your lender.
Saving
Savings grower
Assumes monthly compounding at a fixed rate, before tax & charges.
Fuel
Trip fuel cost
Pump prices change often — always use the price on the board.
Buying forex?
Compare at least two bureaus, ask for the buy and sell spread, and count your cedis on the spot. Rates here are mid-market references — street prices always include a margin.
Back to today’s briefing →Money FAQs
How much is $1 in cedis today?
The table and converter above show the latest mid-market rate, refreshed every few hours. Banks, forex bureaus and MoMo agents add their own margin, so expect to pay slightly more when buying dollars.
What is the difference between the Bank of Ghana rate and the market rate?
The Bank of Ghana publishes an official indicative rate each day, while forex bureaus and banks trade at their own buy/sell prices around it. For large transfers, compare at least two bureaus — small differences per dollar add up fast.
Is there still e-levy on mobile money transfers?
The e-levy on electronic transfers was scrapped in 2025. Only your network’s transfer fee (typically around 1%, capped) applies — the MoMo calculator above defaults the levy field to 0% so you can adjust if any charge returns.