Digital payments in Ghana surpass cash transactions

On Jul 17, 2026 Last updated Jul 17, 2026 Ghana’s transition to a cash-light economy is accelerating, with digital payments now accounting for more than half of all financial transactions, Mr Abdul Razak Issaka-Ali, the Chief Commercial and Operations Officer of MobileMoney Fintech Limited (MMFL), has said.

Mr Issaka-Ali made these remarks in an interview, where he highlighted the rapid growth of digital financial services and their contribution to Ghana’s economic transformation.

Mr Issaka-Ali disclosed that international assessments ranked Ghana among the top three countries globally for digital transactions as a share of Gross Domestic Product (GDP), demonstrating the country’s rapid adoption of electronic payments.