BoG to leverage digital transaction data to support SMEs

Speaking at a session of the National ICT Week 2026 at the University of Ghana in Accra last Monday, the Second Deputy Governor of BoG, Matilda Asante-Asiedu, said the disconnect between transaction data and access to credit was the country’s single largest unrealised opportunity despite the significant growth of digital payments and financial infrastructure.

Digital payments The Deputy Governor said the scale of Ghana’s digital payment ecosystem provided a strong foundation for using transaction data to expand access to finance.

The Bank of Ghana (BoG) is set to leverage the country’s growing digital transaction data to develop solutions to bridge the annual small and medium enterprises (SMEs) financing gap estimated at $4.