The Cyber Security Authority (CSA) has issued a strong warning to the public following a rise in cyberbullying, harassment, and blackmail linked to unlicensed mobile loan applications operating in Ghana.
The Authority revealed that from January to May 2025, it received 377 complaints relating to such digital lending platforms-a significant jump from 228 cases reported in all of 2024.
The CSA attributes the increase to the aggressive recovery methods used by these unauthorised loan apps, which frequently flout data protection regulations and consumer rights.
Many of these platforms operate outside Ghana's legal and regulatory frameworks and are not under the supervision of the Bank of Ghana or relevant financial authorities.
