Why African banks can no longer afford to ignore digital assets

Africa’s adoption is driven by practical needs such as cheaper remittances, access to finance and mobile-first services, while global banks are focused on tokenisation, custody, wholesale settlement and regulated capital markets infrastructure.

How Global Banks Are Embracing Digital AssetsGlobal banks are already using digital assets to improve payments, settlement, custody and capital markets activity, showing that the technology is moving into mainstream financial infrastructure.

Mobile money is extending access beyond branches, real-time payment systems in Kenya, Nigeria and Ghana are improving transfer efficiency, PAPSS is supporting local-currency settlement, and platforms such as TymeBank, Flutterwave and M-Pesa show that African financial innovation can scale.