NHF to resume mortgage lending at 8.4 per cent

Mr Hoetu said the Fund, in partnership with the Ministry of Works, Housing and Water Resources, had signed an agreement with Shelter Afrique Development Bank to undertake a rapid diagnostic assessment of Ghana’s housing sector.

Mr Hoetu said the findings would be presented at a National Conference on Housing Finance scheduled for October 2026, where stakeholders would seek to adopt a framework for affordable housing financing and delivery in Ghana.4 per cent interest rate as a significant development in Ghana’s housing finance sector, saying it was the first time in more than three decades that a single-digit interest rate had been achieved on a cedi-denominated mortgage.