
Women farmers turn to Saccos and savings groups as credit barriers persist in Kenya Gender Just now
Loan security Land or title deeds are also more commonly used by men aged between 35 and 64 years, with 26 per cent relying on this form of collateral.
Among men who accessed bank loans, 44 per cent of those aged between 16 and 34 years, 33 per cent of those aged between 35 and 64 years, and 43 per cent of those aged 65 years and above used their salary or income as security.
Women are mainly denied credit because of low savings, existing debts, lack of collateral and poor credit histories, according to the analysis.
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