PREMIUM Should I take a loan to start a business for my jobless husband? 'Love should encourage us to support one another, but good financial decisions must still be guided by numbers. Hope is not a business strategy.' Saturday Magazine Just now Listen

" Five months later, the business has not broken even, the vehicle is frequently in the garage, and instead of fixing the current investment, the proposed solution is to borrow even more money.

For example, agree that no new loans will be taken until the current pickup business is fully evaluated and the existing Sacco loan is under control.

However, there is one sentence in your question that concerned me more than anything else: "I borrowed Sh700,000 from my Sacco and gave it to him to start a transport business.