PREMIUM My wife calls me ‘Fuliza’ because I’m always broke I laugh it off but I am hurting and wondering what I am doing wrong. I don't enjoy going to work because it all seems futile. I am tired. Please help me. Saturday Magazine 16 min ago Listen
For the next 10 to 12 months, make it your priority to eliminate the monthly deficit, break your dependence on Fuliza, build an emergency fund and gradually increase your household income.
This money should be reserved strictly for genuine emergencies, such as unexpected medical expenses, urgent household repairs or temporary loss of income, not for routine monthly expenses.
This means that even if you completely stopped using Fuliza today, you would still run out of money before the end of the month because your household is already operating at a monthly deficit.
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