Financial Inclusion: Policy fragmentation, dollar dependence stall cross-border payments in Africa
READ ALSO: Manpreet Gill: Why emerging markets are poised to benefit from a weaker US dollar in H2 2026 Experts say a practical way forward is to enable domestic instant payment systems to receive cross-border payments and gradually connect them through existing regional networks.
Cross-border payments in Africa remain among the most expensive in the world, despite the rapid growth of instant payment systems across the continent.
Central banks across Africa have yet to align policies on licensing, foreign exchange controls, know-your-customer requirements and other regulatory issues that affect cross-border payments.
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