Beyond cash: How digital wallets displace crumpled notes in Okada riders’ pockets
Driven by persistent cash scarcity in areas commercial banks are not available, changing consumer habits, and a fast-evolving digital banking landscape, thousands of riders nationwide now routinely accept mobile bank transfers for daily commutes .
An okada rider Afeez Ajede, in trying to give insight into why the development gained huge traction, said: “ Cash is too difficult to find these days, and when you go to the Point of Sale, PoS, kiosk, they charge you heavy fees just to get your own money.
A few years ago, requesting for a digital transfer for a trip of N500 would have caused a refusal or a heated argument between a commercial driver and his passenger.
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