In today's data-centric world, the insurance industry is undergoing a transformation.

No longer is it enough for insurers to react to events after they occur; instead, companies must leverage real-time data to anticipate risks and provide proactive solutions.

This evolution toward a proactive, data-driven model of risk assessment has profound implications for insurers and their customers alike.

The shifting paradigm of risk assessment Traditionally, risk assessment in insurance has been a largely reactive process.